TAS AmericasTogether and Stronger · United States

TAS AmericasBenefits

Twelve areas of benefit.

Your membership covers twelve areas of everyday life, from the flight home for the holidays to the last journey a family hopes never to plan. TAS Member Services negotiates every program on behalf of the whole community, and each one on this page is marked in one of two ways: with your member card, or free to everyone.

  • With your member cardPrograms your membership opens to you and your household.
  • Free to everyoneOpen to all, with or without a card.

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14 topics

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Travel home and travel anywhere

The road home is the first thing a family across borders plans and the last thing it gives up. We negotiate for the routes members actually fly, from Los Angeles to Lagos, from Houston to Manila, from Miami to Madrid and from São Paulo to Lisbon, and for the weeks when everyone travels at once: Thanksgiving, Christmas and the New Year, Carnival and the summer holidays.

Travelers crossing a light-filled modern airport terminal
  • Holiday-season family fares

    Fares for Thanksgiving, Christmas and the New Year, secured for members while seats remain and before the seasonal rush.

    With your member card
  • Carnival and summer travel

    Seats for Carnival week, the school holidays and the long summer visit home, on the routes members fly most.

    With your member card
  • Family milestone travel

    Group travel for a quinceañera, a graduation, a wedding or a parent’s birthday, with the whole family booked together.

    With your member card
  • Flights for visiting parents

    Travel arranged for parents and grandparents who come to stay, with assistance through the airport for elders traveling alone.

    With your member card
  • Onward connections

    Regional flights, buses and transfers from the gateway airport to the home town, planned as one journey.

    With your member card
  • Student and relocation travel

    Flexible tickets for term dates and generous luggage allowances for the year a household moves.

    With your member card
  • Urgent family travel

    Help finding a seat at short notice when an illness or a loss calls you home.

    With your member card
  • Travel orientation

    Plain guides to connections, baggage, transit rules and the documents to carry on a journey with several legs.

    Free to everyone

Sending money home

The United States is the world’s largest source of family remittances, and families in Latin America and the Caribbean alone received an estimated $161 billion in 2024. Every transfer carries a promise: a parent’s rent, a sister’s tuition, a gift for the holidays. We arrange transfers through regulated providers, on fairer terms, so that more of each one arrives, and on time.

  • Family transfers

    Regular transfers to parents and relatives, through regulated providers, with the cost shown before you send.

    With your member card
  • Holiday and milestone gifts

    Money sent ahead for Christmas, a quinceañera, a wedding or a graduation, arriving on the day it is meant for.

    With your member card
  • Tuition, rent and bill payments

    Paying a university, a landlord or a utility in another currency, with a receipt you can keep.

    With your member card
  • The two-currency household

    Guidance on holding and moving money between two countries, within the rules of both.

    With your member card
  • Payments for family businesses

    Cross-border payment services for shops, restaurants, contractors and traders who buy and sell in two countries.

    With your member card
  • Safe-transfer guide

    How to check that a transfer service is regulated, and how to compare the full cost, before you use it.

    Free to everyone

Phone, data and staying reachable

A family that lives across several time zones lives on its phones. We secure plans that keep everyone in one conversation, from the grandparents in Guadalajara to the cousins in Madrid, and we guide members on keeping a home number alive for the bank codes and the people who still call it.

  • Family mobile plans

    Plans for the whole household, with data shared between its members and one bill to manage.

    With your member card
  • International calls and data

    Calling and data that reach parents and grandparents in Mexico, Manila, Lagos, Port-au-Prince and every country beyond, without surprises on the bill.

    With your member card
  • Roaming for the journey home

    Service that works from the moment you land, for the holidays and for the longer stays.

    With your member card
  • Keeping your home number

    Guidance on keeping a home-country number active for banking codes, government portals and family.

    With your member card
  • Newcomer starter connection

    A phone plan and home internet arranged in the first week, before a credit history exists.

    With your member card
  • Home internet

    Broadband for the household, for school, remote work and the long video calls on Sunday.

    With your member card
  • Phone-scam alerts

    Warnings on the calls and texts that impersonate officials, banks and relatives in trouble.

    Free to everyone

Health, dental and vision

Health systems differ more than any other part of life across borders, and they are hardest to learn when you are ill. Your card opens health, dental and vision programs where you live, arranged through licensed providers, and travel medical cover for the parents who come to stay.

  • Health program for members

    Access to health services where you live, arranged through licensed providers.

    With your member card
  • Dental care

    Check-ups, cleanings and treatment through participating dental practices, for adults and children.

    With your member card
  • Vision care

    Eye examinations, glasses and contact lenses for the whole household.

    With your member card
  • Medical cover for visiting parents

    Travel medical cover for parents’ long stays, through licensed providers, so a visit stays a happy one.

    With your member card
  • Care in your language

    Help finding doctors and clinics that work in Spanish, Portuguese, French, Haitian Creole and many other languages.

    With your member card
  • Telehealth across borders

    Remote consultations for members, and for the moments when a parent at home needs a second opinion.

    With your member card
  • Well-being support

    Confidential support for students, newcomers and families under the strain of a move or a separation.

    With your member card
  • Healthcare registration guide

    How to find a doctor, and how care is paid for where you live. Read the guide

    Free to everyone

Pharmacy

A prescription written in one country is not always filled in another, and familiar medicines carry unfamiliar names. We arrange pharmacy programs for members, and we guide families through traveling with medication and continuing a treatment across a border.

  • Prescription program

    Member arrangements on prescriptions at participating pharmacies.

    With your member card
  • Everyday pharmacy

    Over-the-counter medicines and health essentials for the household.

    With your member card
  • Medicines for visiting parents

    Guidance on continuing a parent’s medication safely through a long stay.

    With your member card
  • Repeat prescriptions by mail

    Regular medicines delivered to the door, for members who manage a long-term condition.

    With your member card
  • Traveling with medication

    What to carry, what to declare and what paperwork to keep when you fly with prescription medicines.

    Free to everyone
  • Medicine names across borders

    How to find the local equivalent of a medicine you know from home, and the questions to ask a pharmacist.

    Free to everyone

Insurance through licensed providers

Insurance is offered to members through licensed insurers in the place where each member lives. Membership itself is not insurance, and it is the insurer, never TAS Americas, that decides every policy and every claim. What we add is a fair arrangement and terms explained in plain language.

  • Life insurance

    Cover for the family that depends on you, here and at home, through licensed insurers.

    With your member card
  • Final-expense cover

    Cover for funeral and repatriation costs, so that the family is never left to find them alone.

    With your member card
  • Travel insurance

    Cover for journeys home and abroad, including for parents and grandparents who travel to the United States to visit.

    With your member card
  • Renters and homeowners

    Cover for the home you rent or own, and for what is inside it.

    With your member card
  • Auto insurance

    Cover for drivers building a record in a new country, where a driving history from home may not count.

    With your member card
  • Small-business cover

    Liability and property cover for the shops, trades and services that members run.

    With your member card
  • Reading a policy

    A plain guide to the terms that matter, and the questions to ask, before you sign.

    Free to everyone

Banking, savings and credit-building

A good name at the bank at home counts for nothing on the first day in a new country. We guide members to a first account, a credit history built from zero and a place to save, and we refer them to qualified professionals when tax season arrives in two countries.

  • First bank account

    An account opened in your first weeks, with guidance on the documents banks ask for. Read the guide

    With your member card
  • Credit-building

    A clear path from no record at all to a credit history that landlords and lenders respect.

    With your member card
  • Savings

    Savings accounts for the household, for emergencies and for a child’s education.

    With your member card
  • Home-buying orientation

    Referrals to qualified mortgage and real-estate professionals, for a first home here or a home back home.

    With your member card
  • Banking for family businesses

    Accounts, card payments and payroll services for shops, restaurants and trades.

    With your member card
  • Tax-season referrals

    Referrals to qualified tax professionals who understand income, property and family in two countries.

    With your member card
  • Scam Watch

    Warnings on the frauds that target people far from home, and how to check each one. Scam Watch

    Free to everyone

Jobs, skills and recognition of qualifications

An engineer driving for a living, a nurse working as an aide, a lawyer starting over: a degree earned in one country and a career interrupted by a move is a familiar story in every American city. We guide members through recognition of what they already know, and towards work that uses it.

  • Credential assessment support

    Guidance on having foreign degrees and diplomas evaluated and recognized in the United States.

    With your member card
  • Professional licensing pathways

    Orientation for engineers, nurses, physicians, accountants and teachers returning to their professions.

    With your member card
  • Language for work

    English, Spanish and Portuguese courses for the workplace, from the interview to the boardroom.

    With your member card
  • Career introductions

    Introductions through the alumni associations, professional bodies and chambers of commerce of the network.

    With your member card
  • From study to work

    Orientation for graduates moving from a student’s life to a first professional role.

    With your member card
  • Starting a business

    Orientation on registering, financing and running a small business, with referrals to qualified advisers.

    With your member card
  • Qualifications guide

    How recognition of degrees and licenses works, and where to begin. Read the guide

    Free to everyone

Everyday savings

The weekly shop, the tank of gas, the Thanksgiving table set for fourteen. We negotiate with the grocers, restaurants and stores that member households use most, so that membership is felt in ordinary life and not only in emergencies.

  • Groceries

    Member arrangements with supermarkets and with the international grocers that stock the tastes of home.

    With your member card
  • Restaurants and celebrations

    Arrangements for family meals, holiday dinners and the parties that mark a milestone.

    With your member card
  • Fuel and motoring

    Arrangements for fuel, servicing, tires and roadside help.

    With your member card
  • Home and furnishing

    Arrangements for setting up a first home, from the mattress to the moving truck.

    With your member card
  • Holiday shopping

    Arrangements for Christmas, Three Kings’ Day, Mother’s Day and back-to-school.

    With your member card
  • Parcels home

    Arrangements for shipping parcels, boxes and gifts from the United States to family in every country of the world.

    With your member card

Family, education and elder care across borders

A family whose life crosses borders is usually raising children in one country and caring for parents in another. Membership serves the household at both ends: the child learning a grandmother’s language, the student applying to university, and the parent at home who needs help close by.

A young family together on the sofa of a modern home
  • Heritage-language classes

    Weekend and online classes so that children raised in the United States, or by American parents abroad, can read a letter from a grandparent.

    With your member card
  • Tutoring

    Tutoring in school subjects, and preparation for examinations and entrance tests.

    With your member card
  • College and university guidance

    Orientation on applications, admissions and financial aid for families new to the system.

    With your member card
  • Child care and after-school

    Arrangements for child care, summer programs and after-school activities.

    With your member card
  • Elder-care referrals at home

    Referrals to home-care and residential services for parents who remain in the home country, or in the United States while their children live abroad.

    With your member card
  • Elders who have joined their children

    Activities, companionship and orientation for parents and grandparents who now live with family here.

    With your member card
  • School enrollment guide

    How US school districts, enrollment and English-language support work. Read the guide

    Free to everyone
  • Registering a child born abroad

    A Consular Report of Birth Abroad and a first US passport for a child born to American parents overseas. Read the guide

    Free to everyone

End of life and repatriation of remains

Every community far from home has known the telephone call that begins a collection. When a family must bring a loved one home, or say farewell with dignity where they lived, we guide them, arrange the services through licensed providers, and stand with them through the association network.

  • Bereavement guidance

    A person who guides the family through the first days, in the family’s own language.

    With your member card
  • Repatriation of remains

    Arrangements to bring a loved one home, including the permits and consular papers, through licensed providers.

    With your member card
  • A dignified local farewell

    Burial or cremation in keeping with the family’s faith and customs, in the place where they lived.

    With your member card
  • Remembrance from afar

    Arrangements for a novena, a memorial Mass or a Day of the Dead tribute, and for tending a grave far away.

    With your member card
  • Estate and document referrals

    Referrals to qualified professionals for the wills, accounts and papers that follow a death in two countries.

    With your member card
  • The Mutual Aid Compact

    Associations standing together when a member dies far from home. It is a commitment between associations, not insurance, and creates no right to payment. The Compact

    Free to everyone
  • When a member dies far from home

    A calm, step-by-step orientation for families and associations.

    Free to everyone

Offer a program to our members.

Airlines, banks, transfer services, insurers, clinics, pharmacies, schools and stores that serve families across borders well are welcome to bring a program to the membership. TAS Member Services negotiates and runs every program on behalf of the houses of the family, and a program agreed once can reach members in all fifty states and Americans living abroad.

TAS Member Services

Questions about benefits.

How do I use a benefit?

Show your member card. It lives on your phone, and each program sets out how it is used in the place where you live.

Is there a fee for membership or for the programs?

Membership is free for the first 90 days. Where a program involves a purchase, such as a flight, a policy or a prescription, you pay the provider directly on the terms negotiated for members.

Do benefits differ from place to place?

Yes. Programs are arranged where members live, so the providers may differ from one state to another, and for Americans abroad from one country to another. Your card is the same everywhere, and every house of the family recognizes it.

Does my family share my benefits?

Children under 18 are included on a parent’s membership. Each adult in the household holds their own membership and their own card.

Who provides the insurance?

Licensed insurers in the place where you live. Membership is not insurance, and the insurer decides every policy and every claim.

Do you need to know my status to give me a benefit?

No. We never ask about immigration or residence status. A provider may ask for the documents its own rules require, and each program explains what those are.

What is free to everyone?

The guides, Scam Watch, the Consular Desk, referrals to free local help and the association network. No card is needed for any of them.